A home appraisal is an objective assessment of a property’s value, making it a critical step for both buyers and sellers. Beyond just establishing fair market value, a well-executed appraisal can significantly influence the success of a real estate transaction. Whether you’re securing financing, negotiating a sale price, or simply determining your home’s true worth, consider the following your go-to guide for understanding the home appraisal process.

The Impact of a Home Appraisal 

The appraisal is a professional estimate of your home’s value and can significantly influence the final sale price. If the appraisal matches the sale price, you’re likely in for a smooth transaction. But if the numbers don’t align, it could lead to renegotiation or even stall the sale.

What if the appraisal comes in lower than expected? 

Impact on Buyers: 

Financing Hurdles: Lenders won’t approve a mortgage for more than the appraised value. So, if the appraisal is lower than the sale price, buyers might need to either make a bigger down payment or renegotiate the price.

Renegotiation: Buyers may ask for a price reduction or request that the seller makes improvements to justify the original price. 

Impact on Sellers: 

Price Adjustment: Sellers might have to lower their asking price to match the appraised value to keep the sale on track. 

Deal Falling Through: If the seller refuses to adjust the price, the deal might fall apart, meaning the seller must start the process again with a new buyer or further negotiations.

 

What if the appraisal comes in higher than expected? 

Impact on Buyers: 

Getting a Great Deal: If the appraisal is higher than the sale price, buyers may feel they’re getting a bargain, which could make them more eager to close the deal. 

Future Value Potential: A higher appraisal can also signal good potential for the property to appreciate in value, which is a win for buyers. 

Impact on Sellers: 

Market Appeal: A higher appraisal can make the property more attractive to buyers, giving the seller more leverage in negotiations. If the market conditions are right, the seller might even consider raising the asking price. 

What key factors affect a home appraisal?

Location: Where your property is located plays a huge role in its value. The appraiser considers the quality of the neighborhood, proximity to schools, safety, local amenities, and even how close you are to major roads and transportation. 

Property Size and Layout: Bigger homes usually mean higher values, but it’s not just about square footage. The overall lot size, the type of floor plan, and how functional the space also comes into play. 

Condition of the Property: The age of your home, the materials used, and the quality of workmanship are big factors. Regular maintenance versus deferred upkeep can make a significant difference in the appraisal outcome. 

Comparable Sales (Comps): Appraisers compare your home to recent sales of similar properties in your area. They look at how your home stacks up in terms of size, style, condition, and features. 

Market Trends: The broader real estate market also impacts your home’s value. Economic stability, interest rates, and the balance of buyers to available homes all play a part. 

Upgrades and Renovations: High-quality upgrades and renovations can boost your home’s value. Green improvements like solar panels or energy-efficient windows are especially attractive to appraisers.

Remember, being prepared for the appraisal—by understanding the factors that influence it and knowing how to respond if the results aren’t what you expected—can make all the difference. By staying informed and proactive, you can ensure a smoother, more successful home buying or selling experience.

If you have any questions or need further guidance, the experts at Vutech | Ruff, Cutler Real Estate are here to help. We’re committed to making your real estate journey as seamless as possible.

At Vutech & Ruff | Cutler Real Estate, our team is more than just real estate experts. We’re a family, deeply rooted in our Columbus community, and dedicated to making a difference. We’re especially proud to highlight two of our extraordinary team members, Marilyn Vutech and Kate Giller, who are once again participating in Pelotonia—a cause close to our hearts.

Marilyn Vutech 

Marilyn Vutech is no stranger to Pelotonia. In her 13th year of participating, Marilyn’s passion and dedication continue to inspire us all. This year, she will ride 50 miles to honor the countless individuals who have faced the challenges of cancer.  

“I ride for my mom, son-in-law, riding buddy, Mary, my aunts and for all those who’ve had cancer and are in remission, living with cancer or are now cancer free. I ride for those who’ve lost that fight- there are, very sadly, too many to name.” 
 
Having raised over $22,000 since her first race, Marilyn’s commitment has played a crucial role in the fight against cancer, greatly contributing to ongoing research and support for those affected.

Kate Giller 

Kate Giller’s journey with Pelotonia began in 2009, and this year marks her 16th consecutive year of riding 100 miles or more. Kate’s motivation has evolved from the athletic challenge to a deep dedication to the cause, citing that cancer has touched nearly all of her family or friend groups. 

“I started this journey in 2009 for the athletic event, and stayed committed because I was motivated by the cause. We all are impacted by cancer!” 
 
The ride itself has generated over $283 million since its inception, making a significant impact in the battle against cancer. To date, Kate has personally raised over $75,000 for cancer research. This year, she hopes to add an additional $10,000 to that total. Like Marilyn, 100% of the funds raised by Kate’s ride will be donated to cancer research, directly contributing to the fight against this disease. 
 
“Together, let’s CRUSH CANCER and change the outcome when someone you love is diagnosed!” says Kate.

Join Us in Supporting Pelotonia 

We invite you to support Marilyn and Kate in their incredible efforts. Your donations go directly to cancer research, bringing hope and change to countless lives. Visit Pelotonia.org to browse the Impact Report and be inspired by the progress made.  
 
To support Marilyn, click here to donate to her ride or visit Pelotonia.org, search ‘donate’, and type in Marilyn Vutech. 
 
To support Kate, click here to donate to her ride or visit Pelotonia.org, search ‘donate’, and type in Kate Giller. 
 
At Vutech & Ruff | Cutler Real Estate, we believe in the power of community and the strength of coming together for a cause. Together, we can make a difference and continue to support the fight against cancer.  
 

Homeowners frequently find themselves in situations where they need to sell their homes. Whatever the reason – maybe they want more space, have more money to spend, or have to relocate for a new job – it’s important to find ways to speed up the sale process – something we can assist with. Here are some tactics to consider: 
 

1. Price Competitively 
Accurately pricing your home is the first and foremost step in selling your home quickly. Your price depends on several market factors, such as the economy, location, interest rates, and competition. Additionally, it’s vital to factor in the costs associated with selling a home, including closing costs, mortgage payoff, moving expenses, and any outstanding home equity loans, as these can impact your net gains. Pairing your pricing strategy with attractive packaging is crucial, particularly during the initial 2-3 weeks when buyer interest is typically at its peak for new listings. 

Pro Tip: Keep in mind that the market is dynamic, and the price you set comes with an expiration date. 

2. Work with an Agent 
88% of homebuyers utilize an agent during the home search – and for good reason. Agents bring the expertise and knowledge needed to set an accurate price, advertise, and market your listing – all of which is needed for a speedy sale. When you work with a Cutler Real Estate agent, you can rest assured you’re working with someone thoroughly trained to sell your home as quickly as possible, for the best price possible.   

3. Stage Smartly 
Putting in the effort to stage your home is well worth it, as it makes it easier for buyers to envision themselves living there. Focus on creating a ‘hotel clean’ environment and declutter extensively, especially in key areas like the kitchen, living room, and closets. Additionally, consider repainting walls with neutral colors and arrange furnishings thoughtfully. Statistics show that buyers tend to spend an average of five minutes in vacant homes, whereas they linger for about 40 minutes in furnished ones. 

4. Put High-Quality Photos Online 
The internet has become an essential tool in the home search process, with more than 93% of homebuyers choosing the web as their starting point in looking for real estate. Consequently, your home is likely to receive more virtual views than physical ones, emphasizing the importance of high-quality imagery and videography. Exceptional photography and engaging walk-through videos of your staged home will not only distinguish your listing amidst the clutter but also captivate potential buyers, significantly boosting the likelihood of securing an in-person showing. 

5. Focus on Curb Appeal 
The outside of your home shapes how prospective buyers see your home, so it’s crucial it makes a great first impression. Start by grooming your lawn, trimming overgrown bushes, and tidying up flower beds. A well-kept landscape signals to buyers that you prioritize attention to detail and the property has been cared for. For an added touch of shine, consider power washing the siding, driveway, and sidewalks, while also giving your windows a thorough cleaning. 
 
6. Call the Vutech | Ruff, Cutler Real Estate Team! 
When it comes to selling your home fast – and for the most optimal price – having a skilled team by your side can make all the difference. The Vutech | Ruff, Cutler Real Estate team has been selling homes in the Columbus, OH area for more than 60 years combined, and understand what it takes not only to sell quickly in this market, but also for the best price. We dedicate ourselves to staying on top of the latest in-home trends and buying patterns of those looking to relocate to your neighborhood.  

We also know it takes a village to sell a home, and we have excellent connections in the industry to get your sale pushed through. Our network of contractors, handymen, home stagers and title agents are here to complete any necessary repairs, make your home look its best and finalize your transaction quickly.  

Let’s Talk 
Once you have decided to sell, call on the Vutech | Ruff, Cutler Real Estate team to put your Columbus home on the market and get it sold quickly. We know that every selling scenario is unique, make sure to tailor our approach to meet your needs and make the process as smooth as possible for you.  

Contact Us 

The best time to experience all that Columbus has to offer is the summer – especially the wide array of summer festivals! Columbus is filled to the brim the summer festivals that celebrate art, culture, music, food, and so much more. Whether you are local or just visiting, there is a summer festival perfect for you! Here is your ultimate guide to the summer festival season in Columbus, including fan favorites and underrated gems. 

June Festivals 

• Bexley Porch Fest 

• Date: June 1 
• Location: Central Bexley on S. Dawson Ave 

Kick off your summer with the Bexley Porch Fest, a community-driven event where porches transform into music stages. Enjoy live performances, food trucks, beer, and cider—all within the charming neighborhood setting of Bexley.

• Columbus Arts Festival 

• June 7-9 
• Scioto Mile Riverfront 

Embrace your creative side at the Columbus Arts Festival. This event transforms the Scioto Mile Riverfront into an immersive gallery featuring 250 visual artists, four stages of performances and dozens of food vendors.

• Stonewall Columbus Pride Festival 

• June 14-15 
•  Goodale Park 

Celebrate love, diversity, and inclusion at the Stonewall Columbus Pride Festival. This vibrant event includes a parade, live music, and a host of activities designed to promote equality and support the LGBTQ+ community.

• Powell Festival 

• June 21-22 

• Village Green Park in Downtown Powell 

Join the festivities at the Powell Festival, a family-friendly event featuring live entertainment, food vendors, and fireworks. The perfect outing for those looking to embrace a small-town atmosphere filled with fun.

July Festivals 

• Jazz & Rib Fest 

• July 19-21 
• Scioto Mile downtown riverfront 

Experience the perfect blend of great jazz and mouth-watering ribs at the Jazz & Rib Fest. Set along the scenic Scioto Mile Riverfront, this festival offers a feast for the senses with top jazz musicians and top-rated rib vendors from across the country. Come hungry!

• Columbus Food & Wine Festival 

• July 26-28 
• Downtown Columbus 

Indulge in culinary delights at the Columbus Food & Wine Festival. This 3-day event features chef tastings, exquisite wine experiences, and live music, making it an elevated experience for food and wine enthusiasts.

August Festivals 

• Dublin Irish Fest 

• August 2-4 
• Historic Dublin 

Celebrate Irish culture at the Dublin Irish Fest, one of the largest Irish festivals in the world. Enjoy traditional music, dance, food, and a 5k run, all set in the charming Historic Dublin area. 

• Heart of Grove City Bourbon & Spirits Festival 

• August 10 
• Historical Town Center 

No matter how you take your bourbon, the annual Heart of Grove City Bourbon & Spirits Festival is a can’t miss event! Sample bourbon and spirits from well-known heritage brands to some of the up-and-comers craft distilleries. 

• Merion Village Festival 

• August 25 
• Artists, crafters, local businesses and organizations, vendors, music, food trucks 
• Free admission 

Fall in love with Merion Village at this community festival, which highlights local artists, crafters, businesses, and organizations. With music, food trucks, and free admission, it’s a delightful way to spend a late-summer day.

September Festivals 

• Upper Arlington Labor Day Arts Festival 

• September 2 
• FREE 
• Northam Park/Tremont Road 
  2850 Tremont Road 

Close out the season with the Upper Arlington Labor Day Arts Festival. This free event features a variety of artists displaying their work in a beautiful park setting. Enjoy live music, interactive activities, and food vendors as you celebrate the end of summer. 

Research suggests that buyers usually decide if they like a house within 12 seconds of stepping inside. But how can they make such a choice without seeing a home in its entirety? Well, if the outside of your home is riddled with dead plants, has an unkempt lawn, or chipping paint, it’s hard not to make a snap judgment about what’s inside. That means when preparing to sell your home, it’s critical to make a great first impression. Consider investing in outdoor projects that boost curb appeal and draw buyers in, such as:

1. Give Your Lawn Some TLC: Your lawn is often the first thing people notice about your home, so it’s essential to keep it looking its best. Regular lawn maintenance not only enhances curb appeal but also creates a welcoming environment for you and your guests. If you’re not sure where to start, consider hiring a professional lawn care service. These companies exist for a reason—they have the expertise, equipment, and knowledge to keep your lawn in top condition year-round.  
    
   From mowing and edging to fertilizing and weed control, a lawn care service can take care of all the essential tasks, saving you time and ensuring your lawn remains healthy and vibrant. Additionally, they can provide tailored advice and recommendations for improving the overall health and appearance of your lawn, including suggestions for drought-resistant plants, irrigation systems, and landscape design.

2. Revitalize Your Landscape: If your outdoor space is feeling a bit lackluster, it’s time to put your green thumb to work. Landscaping plays a crucial role in enhancing curb appeal, and with a few simple touches, you can transform your yard into a botanical paradise. Start by incorporating a variety of plants and colorful flowers to add depth and visual interest. Choose a mix of perennials and annuals for year-round appeal, and don’t forget to consider the seasonality of your selections to ensure continuous blooms. By layering different heights, textures, and colors, you’ll create a vibrant and inviting landscape that will impress passersby and potential buyers alike. 
    

3. Upgrade Your Front Door: Your front door is the focal point of your home’s exterior, so why not make it stand out? Whether you’re giving your existing door a facelift or opting for a brand-new replacement, there are plenty of ways to elevate its aesthetic appeal. If you’re sticking with your current door, consider giving it a fresh coat of paint in a bold, eye-catching color. Upgrading the hardware to match can further enhance its appearance and create a cohesive look. Alternatively, if you’re in the market for a new door, you’ll have a variety of materials to choose from, including wood, fiberglass, steel, or even glass. To add an extra touch of elegance, consider incorporating decorative features like glass inserts or sidelights to make a lasting impression on visitors and potential buyers. 
    

4. Add Exterior Lighting: Outdoor lighting not only adds ambiance to your home’s exterior but also plays a crucial role in enhancing safety and security. By strategically placing lights along pathways, driveways, and entryways, you’ll create a welcoming atmosphere and highlight key features of your home’s architecture and landscaping. Choose fixtures that complement your home’s style and consider incorporating energy-efficient LED bulbs to reduce energy consumption and lower utility costs. With the right lighting scheme, you’ll not only enhance your home’s curb appeal but also increase its overall value and desirability. 
    

5. Invest in a New Deck: A well-designed deck can significantly enhance your home’s curb appeal and provide an inviting outdoor space for entertaining and relaxation. While traditional wood decks have a timeless appeal, they often require extensive upkeep and maintenance to withstand the elements. Fortunately, there’s a low-maintenance alternative: composite decking. Made from a blend of wood fibers and recycled plastics, composite decking offers the look of wood without the hassle of sealing, staining, or regular maintenance. Although it may require a higher initial investment, many homeowners find that the long-term benefits outweigh the upfront costs. With its durability, longevity, and aesthetic appeal, composite decking is an excellent choice for enhancing your home’s exterior and maximizing its curb appeal.

Having the right real estate agent can also make a significant difference in enhancing curb appeal. For instance, Vutech | Ruff agents possess a thorough understanding of buyer preferences in Columbus and nearby areas, allowing them to offer tailored advice to showcase your property in the best light. They can provide valuable insights on which fixes to prioritize and offer guidance on presenting these improvements effectively in your listing. 

If you’re getting ready to list your home, let’s connect. Our expert agents can show you which improvements will have the biggest impact in your area, helping you streamline the selling process and ensure the maximum sale price. 

Whether you’re buying or selling a property, the right real estate agency can make all the difference. That’s why we are proud to be part of Cutler Real Estate, which has consistently delivered outstanding results for decades. When it comes to choosing a partner, we know you have options. Cutler Real Estate equips our team with the tools and resources to thrive in this market. Making it easy for us to be your top choice for all your real estate needs. 

Local Expertise 

We chose to be a part of Cutler Real Estate because of their deep understanding of the local real estate market. With over 75 years of experience, the brand is a trusted source of knowledge in Ohio’s real estate landscape. This local expertise allows our team to provide valuable insights, helping you make informed decisions about buying or selling properties. 

A Proven Track Record 

One of the most compelling reasons we chose to be part of Cutler Real Estate is the brokerage’s impressive track record of success. Cutler Real Estate maintains a team of dedicated and experienced agents who consistently achieve outstanding results for their clients. Whether getting the best possible price for a seller or finding the perfect home for a buyer, a commitment to excellence shines through in the results. 

Personalized Service 

We know that every client is unique, with specific needs and preferences. We take the time to listen to your goals and tailor our services accordingly. Whether you’re a first-time homebuyer or a seasoned investor, you can expect personalized attention and guidance throughout your real estate journey. 

Cutting-Edge Technology 

These days, technology plays a pivotal role in the real estate industry. Cutler Real Estate embraces the latest technological advancements to streamline the buying and selling process. We are able to quickly gather information at open houses to follow up with interested buyers. On the buying side, we set each client up with immediate access to our online platform, making it easy to search for properties, schedule showings, and even explore virtual tours for a seamless and efficient experience. 

Strong Marketing Strategies 

Exposure is key to the successful sale of your home. Cutler Real Estate employs our team with robust marketing strategies to ensure your property gets the attention it deserves. We set your home sale up for success with professional photography and eye-catching listings. We ultilize Cutler’s targeted online advertising to showcase your property to the widest possible audience. 

Are you ready to make a smart investment in your real estate future? Vutech | Ruff, Cutler Real Estate is poised to make your real estate dreams a reality. 

Finding your dream home is one thing. Your dream experience is another. Contact us to discuss.