Village Lights 2025: Celebrating the Season in Historic German Village 

Kick off the holidays in true German Village style! On Sunday, December 7, we’re opening our doors for one of our favorite traditions, Village Lights in Historic German Village. It’s an evening filled with twinkling lights, cozy treats, and plenty of festive fun for the whole community. 

What’s Happening This Year 

Meet Santa & Snap a Holiday Keepsake 

Santa Claus is making a special stop on Beck Street! Bring the kids, your partner, your pups, or your best holiday sweater—everyone is welcome to step in for a cheerful photo and a moment of seasonal joy. 

Festive Sips & Sweet Treats 

Warm your hands (and your heart) with hot chocolate, enjoy fresh funnel cakes, and try a glass of Marilyn’s legendary holiday punch (for adults only). Pair it all with the glow of the fire, and you’ve got the perfect December evening. 

Live Music to Set the Mood 

Holiday tunes will fill the night as local musicians bring classic favorites and seasonal spirit to life. It’s the perfect soundtrack for gathering with neighbors and celebrating the season. 

Explore German Village After Dark 

Once you’ve enjoyed the festivities at our office, take a stroll through German Village. Shops will stay open late, offering unique gifts, local goods, and the charm you can only find here during the holidays. 

Stop by to meet our team of real estate professionals. Whether you’re dreaming of a cozy new home or curious about the market, we’d love to chat with you about German Village and beyond. 

Village Lights 2025 presented by OhioHealth 

Where: 177 E. Beck Street, German Village 

When: Sunday, December 7 | 5 PM – 9 PM 

Join us for an evening that captures everything we love about this time of year—community, warmth, and a little holiday magic. We look forward to celebrating with you! 

Should You Buy Now or Wait Until Spring?

Columbus Real Estate Market Predictions for 2026 

As 2025 winds down, it’s a question we hear all the time: “Should I buy now, or wait until spring?” 

In Columbus, where the market tends to warm up along with the weather, it’s easy to assume that spring is always the best time to buy. But with shifting mortgage rates, rising inventory, and changing buyer behavior, the answer isn’t so simple this year. 

Let’s take a closer look at what’s happening in the Columbus housing market and what that means if you’re thinking about making a move in 2026. 

What Usually Happens in the Spring Market 

There’s a reason spring has a reputation as the busiest season in real estate. When the weather improves, lawns green up, and families start planning summer moves; both buyers and sellers get more active. 

Historically, we see more listings, more buyers, and faster sales from March through June. That can mean more choices, but also more competition. In popular Central Ohio neighborhoods, multiple offers aren’t unusual once spring hits full stride.  

So, while spring offers variety, it can also bring bidding wars and tighter timelines. 

Where Things Stand Now in Columbus 

The Columbus market looks a little different heading into 2026 than it did just a year or two ago—and that’s mostly good news for buyers. 

Inventory is improving. There are about 30% more homes for sale than this time last year, giving buyers more options across the region. 

Homes are taking a bit longer to sell. The average home now spends about 28 to 40 days on the market, compared to just a couple of weeks during the height of the pandemic market. 

Prices remain steady. The median sale price sits near $300,000, reflecting healthy but sustainable growth of around 3–5% year over year. 

In short, the frenzy has cooled. Columbus remains a strong, desirable market—but one that’s starting to feel a little more balanced. 

What’s Going on with Mortgage Rates 

Rates remain one of the biggest factors in today’s housing decisions. As of November 2025, the average 30-year fixed mortgage rate is around 6.25%. That’s slightly lower than earlier this year, but still higher than the record lows of a few years ago. 

Most forecasts suggest rates will stay in the 6% range through early 2026, moving only slightly either way. That means waiting for a major drop may not be realistic, but buying now could allow you to lock in today’s rate and refinance later if rates decline. 

Mortgage Rates v Home Prices

When it comes to timing your next home purchase, the numbers tell an important story. Even with slightly higher mortgage rates today, waiting to buy could end up costing more in the long run. Home prices in Central Ohio are projected to continue rising through 2026, meaning buyers who act now may build equity faster — and at a lower overall cost. 

Let’s look at how buying in 2025 versus waiting until 2026 could impact your monthly payment and equity growth: 

An infographic detailing the difference in monthly house payments if you buy now during Winter 25-26 vs. if you wait until Spring 2026.

Fall Home Maintenance Checklist for Central Ohio Homeowners

Fall in Central Ohio means crisp air, football Saturdays, and the beauty of changing leaves. But it’s also the time to ready your home for the colder months ahead. Taking care of a few key maintenance tasks now not only helps protect your home through winter, but also ensures your space feels welcoming and comfortable, whether you’re enjoying it yourself or preparing to put it on the market.

Your home is more than four walls. It’s where life unfolds, where memories are made, and where your future takes shape. It’s also one of your most valuable investments. By tending to fall maintenance today, you safeguard that investment, preserve curb appeal, and create a home that shines in every season.

Why Fall Home Maintenance Matters 

Autumn’s fluctuating temperatures that can include sunny days, chilly nights, and the occasional early frost, can be tough on a house. Addressing small details now helps ensure comfort and efficiency when the snow inevitably arrives. And if you’ve been considering putting your home on the market, these seasonal touch-ups highlight a property that feels loved and well cared for. 

Your Central Ohio Fall Home Maintenance Checklist 

Here are some of the most important items to address this season: 

Clean the Gutters – Yes, falling leaves are beautiful, but they also can quickly clog gutters and downspouts. Blockages cause water to back up against your home, leading to roof damage, siding issues, or even basement leaks. Clearing them out now prevents expensive problems later. And if you are selling your home, spotless gutters also show buyers that the home has been maintained with care.

Tune Up the Furnace – When the first truly cold night hits, you’ll want your furnace humming along. A professional inspection, paired with a fresh filter, ensures warmth and efficiency. Bonus: service records are a reassuring detail for future buyers.

Seal Windows and Doors – Drafts may not seem like a big deal in October, but by January, those small gaps can mean higher heating bills. Check weather stripping and caulking around windows and doors. Sealing these areas not only keeps your home warmer but also improves energy efficiency. 

Clean Up Your Yard Landscaping – Rake leaves regularly, trim shrubs, and clear debris away from the foundation. Drain sprinkler systems before the first freeze. A tidy yard now leads to a healthier lawn in the spring and keeps your home looking its best.

Check Your Roof and Chimney – Inspect for loose shingles or other damage before snow and ice arrive. If you have a fireplace, schedule a chimney cleaning to prevent hazards. Addressing these tasks now saves you from bigger repairs later.

Protect Outdoor Plumbing – Disconnect hoses, drain outdoor faucets, and cover spigots to prevent frozen pipes. It is a small task, but one that can save you from costly repairs. For buyers touring homes, plumbing issues can raise red flags. Taking preventive steps now helps you avoid unpleasant surprises during a home inspection. 

Test Safety Devices – Check smoke detectors, carbon monoxide detectors, and fire extinguishers. Replace batteries and ensure everything is in working order. Safety is always a top priority, whether you are staying in your home or preparing it for the market. 

Refresh Indoors – Autumn invites us to slow down and savor home life. Declutter, deep clean carpets, and touch up paint. These finishing touches not only create a serene backdrop for the holidays but also set the stage should you decide to welcome buyers into your space. 

Why Fall Can Be a Smart Season to Sell 

While spring and summer may get all the attention, fall often attracts serious buyers, including those who are motivated to find the right home before year’s end. And a house that feels cozy and well cared for stands out in the market. 

From gutters to fireplaces, these seasonal tasks are less about chores and more about creating a home that feels warm, safe, and ready for everything the colder months bring. And if you’re considering a move, fall is a golden opportunity to show off your home at its very best. 

At Vutech | Ruff, we understand that your home is more than an address. Your home is the heart of your lifestyle and one of your most important investments. Whether you’re staying, selling, or just looking for ways to make the season more enjoyable, we’re here to guide you through every step of homeownership. 

The Best School Districts for Families Moving to Central Ohio

Relocating to Central Ohio offers families a wonderful blend of vibrant communities, outdoor spaces, and a wide range of educational opportunities. For many families, schools are a key consideration when buying a home. While real estate professionals can’t steer buyers toward or away from specific neighborhoods based on school quality, we can help connect you with objective resources to guide your decision.

Navigating School District Information Responsibly 

At Vutech | Ruff, we understand how important school districts can be when you’re searching for the right home. We also follow best practices set by the National Association of Realtors® to ensure all clients are treated fairly and equitably. Rather than offering subjective opinions, we provide access to public data so you can evaluate what is most important for your family. 

Resources to Explore Top-Rated Districts in Central Ohio 

Here are a few resources where you can explore school district ratings, enrollment information, test scores, and parent reviews: 

GreatSchools.org: A nonprofit site that offers data on test scores, college readiness, equity, and reviews for public, private, and charter schools. 

Ohio Department of Education Report Cards: Offers detailed report cards for every school and district in Ohio based on multiple performance metrics. 

Niche.com: Ranks schools based on academics, teachers, clubs, activities, and more, using both public data and user reviews. 

High-Performing Central Ohio School Districts

Some Central Ohio districts that frequently appear on these lists include Dublin City Schools, Upper Arlington City Schools, Bexley City Schools, Granville Exempted Village Schools, and New Albany-Plain Local Schools. Again, these references are based on publicly available information. You’ll want to explore the resources above to determine what’s best for your family’s priorities.

Dublin City Schools 
Located northwest of Columbus, Dublin City Schools is one of the largest districts in Central Ohio, serving parts of Dublin, Powell, Columbus, and surrounding areas. It operates three high schools, four middle schools, and 13 elementary schools. The district is known for its focus on academic achievement, STEM programming, and student support services, as well as extended hands-on learning offered at its Emerald Campus.

Upper Arlington City Schools 
This district serves the Upper Arlington community just west of downtown Columbus. It includes one high school, two middle schools, and five elementary schools. Upper Arlington City Schools emphasizes whole-child development and offers a variety of advanced coursework and extracurricular opportunities.

Bexley City Schools 
Bexley City Schools is a small, close-knit district just east of downtown Columbus. It serves the Bexley community with one high school, one middle school, and three elementary schools. The district is known for its strong academic programming and tradition of community involvement.

Granville Exempted Village Schools 
Located about 30 miles east of Columbus in Licking County, Granville Schools serves the village of Granville and surrounding rural areas. It includes one elementary school, one intermediate school, one middle school, and one high school. The district is frequently recognized for high performance on state assessments and college readiness metrics. Check their district report card.

New Albany-Plain Local Schools 
This district serves the New Albany area northeast of Columbus. All of its schools are located on a single, centralized learning campus, which promotes collaboration across grade levels. The district has a reputation for academic excellence, performing arts, and its unique community partnership model. Visit their report card page.

Note: School district data and rankings should be viewed as just one part of the bigger picture. Central Ohio is home to a wide variety of public, private, and charter schools that offer excellent educational opportunities. If you’re exploring options, our team is happy to help you gather the information you need to make an informed decision for your family.

Explore more school districts on the Ohio Report Card. 

Let’s Find the Right Fit … for You

Every home search is personal. Whether your top priority is proximity to a particular school district, walkability, commute times, or community amenities, we’re here to help you gather the information you need. We’ll listen closely, provide objective data, and help you make a confident, informed decision about where to live. 

Ready to explore what is possible? Let’s talk about your next move. 

Urban vs. Suburban: Where Should You Buy in the Columbus Area?

At Vutech | Ruff, we know that deciding where to live after downsizing is about more than square footage or zip codes. For many empty nesters, this move marks the start of a new chapter and is an opportunity to shape your lifestyle to reflect who you are now and how you want to spend your time. 

The Columbus real estate market offers plenty of options, from vibrant city neighborhoods to peaceful suburban communities. Both have their own appeal, and choosing between them starts with knowing what matters most to you.

Urban Living in Central Ohio 

Urban living is best for those who want energy, culture, and connection right outside their front door. Neighborhoods like the Short North, German Village, and Downtown Columbus are walkable, full of restaurants, theaters, and shops, and always offer something new to explore. 

For many empty nesters, an urban condo or loft is the perfect way to embrace a low-maintenance lifestyle. Without the responsibilities of a large yard, you have more freedom to travel, meet friends for dinner, or take in a show. And with so much just steps away, your days can be as active and social as you like. 

Of course, city life comes with trade-offs. Home prices and association fees can be higher, and parking can be limited. But for those who thrive on convenience and activity, urban living in Columbus offers a lifestyle that feels both exciting and easy. 

Suburban Living in Columbus 

Suburban living may be more suitable for those who want a little more breathing room without giving up access to the city. Communities like Dublin, New Albany, and Upper Arlington offer smaller homes, patio residences, and condos that still give you space for hosting family or enjoying hobbies. 

You might find walking trails, golf courses, or community centers just minutes away. You will almost always have your own parking, and your dollar may stretch further in terms of space and amenities. For many, suburban living in Columbus strikes the perfect balance—quiet and comfortable, but close enough to enjoy everything the city offers. 

The trade-off here is that most errands and outings will require a drive, and the pace may feel slower than downtown. But if you value space, green surroundings, and a little more privacy, the suburbs deliver. 

The Best of Both Worlds

Some suburbs are also embracing a “best of both worlds” approach with vibrant mixed-use developments.  

Bridge Park in Dublin is a prime example, blending residential living with walkable restaurants, shops, entertainment, and riverfront views.  

New Albany’s Market & Main offers boutique shopping, dining, and community gathering spaces, all within a charming small-town setting.  

Grandview Yard combines condos, townhomes, and apartments with grocery stores, cafes, and green space, making it easy to enjoy an urban lifestyle without leaving the suburbs. 

These developments give empty nesters the convenience and connection of urban living paired with the comfort and space of the suburbs—a perfect fit for those who want culture and community without giving up privacy. 

The trade-off? Most errands and outings still require a drive unless you live in one of these planned districts, and the pace is often slower than downtown. But if you value comfort, privacy, and nature, suburban living in Columbus may be the perfect fit. 

Choosing Your Next Chapter

 

Whether you lean toward a lively urban street or a peaceful suburban lane, the decision is ultimately about how you want to live. Think about your travel habits, how often you entertain, and the kind of daily rhythm you want. Spend time in both settings before deciding—walk the neighborhoods, visit local spots, and picture yourself there. 

At Vutech | Ruff, we have helped countless clients navigate this very decision. We know the best neighborhoods in Columbus for downsizing, whether you want the buzz of the city or the calm of the suburbs. And we believe that finding the right home is about more than matching a list of features—it’s about helping you find the place that will make this next chapter your best one yet. 

Why Late Summer is the Smartest Time to Buy a Home in Central Ohio

In real estate, timing is everything. And while spring often steals the spotlight as the prime home-buying season, many home buyers in Central Ohio recognize that July and August offer a window of opportunity.

If you’ve been watching the market and waiting for the right moment, this is it. 

The Mid-Summer Slowdown  

Every year, as summer heats up, the Central Ohio housing market enters a noticeable pause. Families are vacationing, school schedules are top of mind, and many sellers who listed in the spring are still waiting for the right offer. The result? A rare window of opportunity where buyers regain the upper hand. 

Here’s why: 

1. Fewer Buyers Means More Leverage 

Earlier in the year, buyers across Columbus, Dublin, Powell, and surrounding areas were often up against multiple offers within days. But by July, that urgency softens. The competition thins. And bidding wars? They’re no longer the norm. This gives you more time to evaluate homes, and a stronger position when making an offer. 

2. More Room for Negotiation 

In the spring, sellers held the upper hand. Today, those still on the market are looking for movement. Many are more willing to accommodate repair requests, flexible closing timelines, or price discussions. It’s a welcome shift from the “take it or leave it” pace of earlier months. 

3. Inventory That’s Ripe for the Right Offer 

In Central Ohio, the average days on market have crept up, especially for homes that launched in May or June. This means homes are more accessible to revisit, reconsider, and negotiate without rushing. Price reductions are more common, and some sellers are quietly motivated to move on. 

4. A Clearer Market View 

By midsummer, there’s enough data to read the market with more clarity. You can see which listings are moving, which aren’t, and where pricing is leveling off. That transparency is a powerful tool, allowing you to make informed, strategic choices without second-guessing the pace of the market. 

Thoughtful Buying is Empowered Buying 

From the vibrant neighborhoods of Clintonville and German Village to the growing suburbs of New Albany and Upper Arlington, the current market favors buyers who act with intention, not urgency. July and August may be quiet, but they’re also full of possibility. 

Whether you’re looking for your next home or a long-term investment, now is the moment to lean in. If you’re ready to explore what’s possible this summer, we’re here to help you navigate with intention and insight. 

Italian Village: Columbus Living, Food, Shops & History

Nestled just north of Downtown Columbus, Italian Village stands as a testament to the city’s rich history and dynamic growth. Established in the 19th century, the neighborhood features a unique blend of Italianate and Queen Anne architectural styles, with its restored homes made of masonry and wood, brick-lined streets, and ornate cornices.  

Today, Italian Village seamlessly marries its historic roots with contemporary living, offering residents and visitors a vibrant community filled with artisanal eateries, boutique shops, and cultural landmarks.

Historic Italian Village 

Located just north of Downtown Columbus near the Short North Arts District, Italian Village was one of Columbus’ first suburbs and remains a sought-after location for professionals, families, and creatives alike. It is a designated historic district, known for its historical and cultural preservation and has the highest home value appreciation in Columbus. To this day, the rich history of Italian Village is preserved through its notable landmarks that include St. John the Baptist Italian Catholic Church, Berry Boltworks, and Jeffrey Mining Company Office Building.  

Living in Italian Village  

With tree-lined streets, community parks, and a strong sense of neighborhood pride, Italian Village provides an urban lifestyle with a close-knit community feel. The area features a dynamic housing market that includes everything from historic brick homes to sleek new townhouses and lofts.  

Quiet, tree-lined streets and alleyways invite leisurely strolls, while community parks and front porches offer plenty of opportunities to connect with neighbors. Whether you’re a young professional, an artist, or someone looking for a lively yet grounded neighborhood, Italian Village offers something special. 

A Vibrant Food Scene  

The food scene in Italian Village is as rich and varied as its history. Locally owned and full of personality, the restaurants here focus on quality ingredients and innovative menus. You’ll find everything from cozy brunch spots to food halls and breweries that serve as community gathering places. 

Fox in the Snow Café – The original location of this beloved spot, known for rustic-style baked goods and hand-poured coffee, set in a bright, minimalist space. 

GoreMade Pizza – A local favorite for wood-fired, farm-to-table Neapolitan-style pizzas, made with ingredients sourced from nearby farms. 

Drunch Eatery + Bar – A brunch-focused gastropub that’s big on locally sourced fare and creative cocktails. 

Seventh Son Brewing – A mainstay for craft beer lovers, offering a rotating selection of brews, an open-air patio, and frequent food truck events. 

Budd Dairy Food Hall – This vibrant culinary collective feature rotating local vendors, rooftop views, and a lively social atmosphere. 

Unique Shops and Businesses in Italian Village 

Italian Village is home to a wide array of unique, independently owned boutiques and specialty stores. Whether you’re on the hunt for vintage finds, stylish houseplants, or handcrafted gifts, the neighborhood offers a one-of-a-kind retail experience. 

Flower Child Vintage – A retro emporium where vintage furniture, fashion, and decor from the 1930s to the 1980s fill every corner. 

Stump Plants – A minimalist plant boutique offering curated greenery and botanical goods for your indoor oasis. 

Big Fun – A vintage toy shop in the heart of the Italian Village, packed with everything from mall goodies to retro finds.  

Rowe Boutique – A women’s contemporary clothing boutique with a carefully selected unique collection of contemporary and emerging designers for fashion-conscious shoppers. 

Helen Winnemore’s – A gift shop with a focus on the work of American Artisans, think arts festival all wrapped into one shop.  

Vella & Co – offering artisan candles, all hand-poured in their Columbus location with 100% soy wax and a clean, non-toxic fragrance. Explore our unique themed collections and find the perfect scents for every occasion.

  

Parks & Rec  

Despite its urban location, Italian Village offers a surprising amount of green space. Parks here serve as neighborhood hubs, providing areas for relaxation, play, and community gatherings. 

Italian Village Park – This centrally located park features a playground and picnic area, maintained through community donations and involvement. 

Poplar Park – A charming green space perfect for impromptu lunch breaks or dog walks. 

Goodale Park – Just a short stroll away, this expansive park includes walking trails, tennis courts, a gazebo, and a scenic pond. 

Italian Village is a neighborhood that honors its past while embracing the future. Its architectural charm, vibrant street life, and close community ties make it one of the most desirable places to live in Columbus. With walkable amenities, a rich cultural history, and a forward-thinking spirit, Italian Village offers a lifestyle that’s both inspiring and deeply rooted in place. 

Explore German Village: Columbus’s Historic Neighborhood

Neighborhood Highlight – German Village 

Located just south of downtown Columbus, German Village is a treasured historic neighborhood that blends Old World charm with modern-day living – it also happens to be the proud home of Vutech | Ruff. With its signature brick-lined streets, beautifully preserved 19th-century architecture, and highly walkable layout, German Village offers a unique, character-rich experience for both residents and visitors. Whether you’re drawn by the inviting shops, acclaimed restaurants, or the quiet beauty of the streetscapes, German Village is a place that feels like home the moment you arrive. 

A Rich History Preserved 

Founded in the early 1800s and settled heavily by German immigrants between 1840 and 1914, German Village is one of Columbus’s oldest and most beloved neighborhoods. By the mid-19th century, the area accounted for nearly half of all construction in the city. Today, it’s a remarkable example of historic preservation, where the original spirit of the neighborhood lives on in its architecture and community character. 

Homes are typically brick cottages and Dutch Doubles, built close together on small lots. Many retain distinctive limestone stoops and period detailing that showcase both craftsmanship and practicality. With zoning regulations in place to maintain its historic feel, no building exceeds four stories in height, allowing the neighborhood’s charming streetscape to remain uninterrupted. 

Walkability & Lifestyle 

Considered one of the most walkable neighborhoods in Columbus, German Village is known for its walkability and the lifestyle that results. The absence of driveways and the prevalence of on-street parking contribute to a pedestrian-first environment where everyday errands, casual strolls, and scenic walks are part of daily life. 

Brick sidewalks and alleyways wind through the neighborhood, connecting homes, shops, cafes, parks, and galleries. The cohesive brick aesthetic adds not only visual charm but a deep sense of continuity. 

Local Eateries in German Village  

Food lovers will feel right at home in German Village. The neighborhood is home to a wide variety of culinary experiences, from casual cafes to upscale dining, with some local favorites including: 

Katzinger’s Delicatessen – A New York-style deli famous for its award-winning corned beef sandwiches. 

Lindey’s – A long-time neighborhood gem, known for upscale American cuisine and dishes like tournedos of beef and crab cakes. 

Schmidt’s Sausage Haus – A local institution serving authentic German fare, including bratwurst, schnitzel, and their legendary cream puffs. 

Thurman Café – Home of the tastiest burgers in Columbus, including the famous ‘Thurmanator’. 

Start your day or take a mid-afternoon break at one of German Village’s coffee shops and bakeries: 

Kittie’s Cakes offers cinnamon rolls, scones, and mini cupcakes.  

Jeni’s Ice Cream make unforgettable, crave-worthy flavors. 

Bake Me Happy prides itself as being almost too good to be gluten free. 

German Village Coffee Shop is an old school style diner that looks the same as when it was established. 

Stauf’s Coffee Roasters was voted among USA Today’s Best Independent Coffee Shops. 

Winan’s Coffee, and Chocolate is a coffee shop with a heart.

Shopping in German Village 

From one-of-a-kind boutiques to curated home goods, German Village offers a shopping experience like no other: 

The Book Loft – A labyrinth of 32 rooms filled with books, tucked into a historic pre-Civil War building. 

The Red Stable – A souvenir and gift shop featuring local art, cuckoo clocks, candles, and more. 

Helen Winnemore’s – A go-to destination for handmade items and artisan gifts. 

Urban Sundry – A lifestyle boutique with a focus on town-and-country charm, offering clothing, equestrian gifts, and home décor. 

The charm of German Village lies in its details, from the weathered bricks underfoot to the vibrant energy of its small businesses. It’s a place where history is tangible, where neighbors greet each other on morning walks, and where each visit leaves a lasting impression. Whether you’re looking to live, work, shop, or simply explore, German Village offers a lifestyle that’s as rich in heritage as it is in charm. 

Should You Buy a Home in Central Ohio Now or Wait?  

With 30-year mortgage rates hovering around 6.65%, many potential homebuyers are wondering whether now is the right time to buy or if they should wait for rates to drop. 

While it’s natural to hope for lower rates, waiting could cost you more in the long run. Home prices in Central Ohio continue to rise, and experts predict that demand will remain strong. If you delay, you may face higher home prices and increased competition, making it even tougher to find the right home at the right price. 

Let’s take a closer look at why buying now may be the better financial move.

The Reality of Mortgage Rates & Home Prices

It’s understandable that homebuyers want to secure the lowest possible mortgage rate, but trying to time the market can backfire. While some forecasts suggest that rates may gradually decline to 6.4% in 2026, that small difference is unlikely to outweigh the rising home prices and increased competition expected in Central Ohio’s housing market.

Central Ohio Housing Market Trends 

Columbus and the surrounding areas remain one of the hottest real estate markets in the U.S., and the data supports it: 

More Homes on the Market – Inventory has increased by 21% compared to last year, giving buyers more choices right now. 

Home Prices Keep Climbing – The median home price in Columbus reached $315,665 as of December 2024, a 3.3% increase from last year—and prices are expected to keep rising. 

High Demand & Market Competitiveness – Columbus is ranked No. 12 among the most competitive housing markets in the country. Homes are selling fast, and values are likely to continue appreciating.

Why Buying Now Makes Financial Sense  

If you’re holding off on buying in hopes of lower mortgage rates, consider this: 

Home Prices Are Rising Faster Than Rates Are Dropping 

While some forecasts suggest mortgage rates may decline slightly to 6.4% in 2026, the difference is minimal compared to the expected rise in home prices. 

For example, a $500,000 home in 2025 could be worth $525,000 in 2026, meaning you’d pay $25,000 more for the same property if you wait. Even if rates improve slightly, your overall loan amount will be higher, leading to a potentially larger monthly payment. 

More Inventory, Less Competition … For Now 

Right now, buyers have more choices and slightly less competition. But as inventory tightens again, bidding wars could return, making it harder to secure your ideal home. 

You Can Always Refinance Later 

One of the biggest misconceptions about mortgage rates is that you’re stuck with them forever. If rates drop in the future, you can refinance—but you can’t go back in time to buy at today’s lower prices.

Now is the Time to Buy 

The Columbus real estate market remains strong, and while mortgage rates are a factor to consider, home prices and market conditions matter even more. Instead of waiting and risking a higher purchase price and more competition, buying now allows you to lock in a home at today’s value, start building equity, and refinance later if rates improve. 

At Vutech | Ruff, we believe that every home purchase should be an inspired move—one that aligns with your goals, lifestyle, and future aspirations. Whether you’re a first-time buyer, upgrading, or investing, our team is here to guide you with expertise and confidence.

The Homeowner’s Easy Guide to Planting

One of the greatest joys of homeownership is making your space truly your own, both inside and out. Your outdoor spaces should be an extension of your home, offering a place to relax, entertain, and even get your hands a little dirty. But if you’re not a seasoned gardener, knowing where to start can feel overwhelming. While hiring a landscaping company is always an option, tackling the project yourself can be a rewarding way to unwind, soak up some Vitamin D, and even get a bit of exercise. 

To set yourself up for success – and ensure your hard work pays off – we’ve outlined some of our top tips to help you navigate the planting process:  

1) Don’t Plant Too Late (Or Too Early)  

    Planting before the last frost of the season can wreak havoc on your garden, which is why we suggest researching the average last frost date in your area. Columbus, for example, typically sees its last frost around April 27th.  

    2) Know Where (and When) Sun Hits Your Yard  

    Before you choose your plants, it’s important to know the amount of sunlight different areas of your yard receive. Plants are categorized by their sunlight needs – full sun, partial sun, dappled sun, or full shade – and selecting the right ones based on your yard’s sun exposure ensures they thrive. Here’s a quick breakdown:  

    Full sun – Full sun plants need 6+ hours of direct sunlight a day

    Partial sun – 4-6 hours of direct sunlight a day

    Dappled sun (or partial shade) – 2-4 hours of direct sunlight a day

    Full shade – 0-2 hours of direct sunlight a day 

    3) Pick Your Plants 

    When picking your plants, ask yourself whether you want to replant every year. If the answer is no, you’ll want to opt for perennials where possible. The tops of perennial plants die back during winter but bloom again in the spring, minimizing the amount of maintenance and replanting required.  

    Annuals, on the other hand, live for only one growing season, meaning they’ll need to be replanted in the spring. Annuals are also ideal if you want to switch up the colors and varieties of plants in your garden. 

    4) Don’t Skimp on Soil 

    Adding soil – and good soil at that – is a step not to be skipped during the planting process. Once you’ve loosened the soil enough, we suggest sprinkling a handful of nutrient-rich potting soil into the ground before you place your plant.  

    5) Space Your Plants Out  
    It can be easy to forget that plants grow both upward and outward, requiring space for healthy development. A common beginner’s mistake is crowding plants too close together, leading them to compete for water and sunlight, which can stunt their growth and cause disease. To prevent this, refer to the spacing recommendations on plant tags at local garden centers, ensuring each plant has enough room to thrive.  

    6) Water, Water, Water  

    While it’s not always necessary to water every day, aim for 2-3 soaks a week to guarantee your garden gets enough to stay healthy. It’s also important to watch out for precipitation in the forecast, as this affects how often you need to water. If your area is going through a dry spell and it’s especially hot out (think late July through early August in Ohio), you may want to water every day. Some indicators that your plants aren’t being watered enough include:

    Dry soil – If the top 1-2 inches of soil are dry, your plants need a healthy drink.

    Wilting leaves

    Yellowing leaves

    Leaves with browning or crispy edges

    Planting Classes in Columbus 

    If you’re still not confident going into this gardening season, you can always take a planting class or two to sharpen your knowledge.  

    Franklin Park Conservatory – The conservatory hosts a wide variety of classes, including several upcoming sessions that focus on gardening. Whether you want to learn more about certain types of plants, how to support your plants’ growth, or even tips on water conservation – they’ve got it. 

    Columbus Garden School – If you’re interested in more hands-on class experience, the Columbus Garden School might be more up your alley. They offer everything from one-hour workshops to multi-month skill-building courses so you can gain the knowledge and tools you need to perfect your green thumb! 

    Columbus Foodscapes – If you’re more interested in turning your backyard into an edible landscape, Columbus Foodscapes offers several classes – both online and in-person – on how to start, grow and maintain a beautiful vegetable garden.  

    Creating the perfect outdoor space is just one of the many joys of homeownership. Whether you’re planting your first flower bed or transforming your backyard into a lush retreat, taking the time to cultivate your space makes a house truly feel like home.

    At Vutech | Ruff, Cutler Real Estate, we believe that finding the right home is about more than just four walls—it’s about discovering a place where you can grow, dream, and create lasting memories. With nearly 40 years of experience helping buyers and sellers in Columbus, our dedicated team is here to guide you every step of the way. 

    Your home, your vision—let’s find it together. Contact us today to start your journey!