Exploring Condos in Downtown Columbus

Considering a condo purchase in downtown Columbus, Ohio? You may be ready to embrace maintenance-free living or feel drawn to the vibrant atmosphere of downtown living.

Whatever the reason you are considering the purchase of a downtown Columbus condo, we are happy to tell you about a few of our favorites. Downtown Columbus offers a variety of diverse sub-neighborhoods each with a unique vibe that feeds into an overall energetic lifestyle and the same is true for the various condo communities available.

 

The Dakota

Located in the heart of the Short North Arts District at 845 N. High Street, The Dakota offers urban luxury condo living at its finest. Within walking distance to Goodale Park, restaurants, art galleries, boutique shops, it will be hard to find another condo with easier access to the entertainment, dining, and nightlife that downtown living has to offer.   

Sterling Lofts 

Located in the Brewery District at 544 S. Front Street, Sterling Lofts offers spectacular floor plans combined with low-maintenance urban living. Just a short walk from German Village, the restaurants, and entertainment venues in downtown Columbus, Sterling Lofts also offers easy access to parks and green space including Audobon Metro Park.  

Beck Place Condominiums 

Beck Place has been carefully designed for comfort, style, and convenience while honoring the rich history of German Village.  The townhome exteriors complement the traditional German Village facades familiar in the area while offering secured rear gated access. Beck Place Condos are located at 651 S. Grant Avenue and offer 20 unique floorplans with terraces that offer a piece of the outdoors. 

The Jackson on High 

The Jackson embraces the vibrant Short North lifestyle and stands on its own as a true work of art in the Arts District. Situated on the north side of the Shor North, The Jackson on High offers a sophisticated and luxurious living experience in one of the city’s most vibrant and dynamic areas. It is conveniently located near historical neighborhoods like Italian Village and Victorian Village and other major entertainment districts including Downtown Columbus, the Arena District, and The Ohio State University District.

 

The Condominiums at North Bank Park 

Built in 2007, The Condominiums at North Bank Park combines a spirit of old meets new. The tower features unobstructed views of the downtown area, with more modern finishes, while the industrial warehouse offers more traditional loft living. North Bank is a 20-story high-rise on the southeast end of the Arena District, located at 300 W Spring St.

Parks Edge  

Parks Edge condominiums feature 200 homes with breathtaking views of the downtown skyline and Scioto River. Residents enjoy a resort-style rooftop pool and hot tub, a fitness center, and more. 

The Buggyworks 

Located in the Arena District, The Buggyworks is a renovated historic warehouse originally developed by The Columbus Buggy Company in 1902. The 68 authentic urban loft condominiums are within walking distance of Nationwide Arena, Huntington Park, New Crew Stadium, The North Market, Goodale, and North Bank Parks. 

Miranova 

Miranova is a luxury, 27-story condominium tower located just south of downtown Columbus along the Scioto River. Towering 314 feet in the air, Miranova is one of the tallest residential buildings in Ohio. The unique design and rounded glass allow all of the main rooms of each home to have the best views of the city and skyline.

Waterford Tower 

One of the premier high-rise condominiums on the downtown Columbus riverfront, The Waterford faces a breathtaking view of the city’s riverfront skyline. It is steps away from the Scioto Mile, Arena District, and Theater District. 

Burnham Square 

Designed to look both suburban and metropolitan, Burnham Square offers some of the best amenities around. This lush yet urban community features everything from brick-paved boulevards and open plazas to world-class venues and downtown conveniences, which means you’ll never have to travel far for fun. 

Hartman Lofts 

The Hartman Lofts, at 150 E Main Street, is an urban oasis near the Arena District in the heart of downtown Columbus. The Hartman Lofts are residential condominiums in a historical building that was originally a hotel dating back to 1901. Evoking a modern feel with mahogany wood ceilings and exposed brick walls. This six-story building features high-end lofts which were converted from hotel rooms to condos in 2006. In addition, the location couldn’t be more convenient with ample amounts of shopping, nightlife, and major freeways minutes away. 

Neighborhood Launch 

Located at the corner of Fourth and Gay, this nine-block community features brand-new brownstones that come in a variety of floorplans. There is also ample green space and gathering areas, as well as secure parking. The goal of Neighborhood Launch is to offer more than just a cluster of homes—it’s to create a network of neighbors who live, work, and play together. 

At Vutech & Ruff, Cutler Real Estate, our commitment extends beyond merely finding you a property; we’re dedicated to making your home-buying journey a seamless and enjoyable experience. Discover the charm, convenience, and allure of condo living in Central Ohio through our blog, where expertise meets passion, and your dream home awaits.  

All About Down Payments

You might be eager to buy a new home, but the down payment has you questioning whether it is a realistic dream. The good news is that it may be more achievable than you think.  

While a 20 percent down payment has been the traditional standard for purchasing a home, the fact is that it is not mandatory and there are loan options that have a much lower minimum requirement. That means you could be closer to your homebuying dream than you realize. 

How Much Down Payment Do You Need to Buy a House? 

According to the National Association of Realtors (NAR), the median down payment hasn’t been over 20% since 2005. In fact, for all homebuyers today it’s only 15%; and just 8% for first-time homebuyers.   

Lenders and government programs have different down payment requirements, depending on the type of loan being used. While most home buyers purchase homes with conventional loans, other financing options are available.  

Types of Mortgage Loans 

  • Conventional loan: These loans don’t have backing from a governmental program and, therefore, have stricter standards for credit scores, debt-to-income ratio (DTI), and down payments. Specifically, first-time home buyers must provide a down payment of 3% or higher, and experienced home buyers must put down at least 5%. 
     
  • Federal Housing Administration (FHA) loan: Backed by the FHA, these loans require private lenders to follow government regulations when providing loans to borrowers with weaker credit and lower incomes. Because of the more flexible loan requirements, FHA loans require a 3.5% down payment for all buyers. 
     
  • Department of Veterans Affairs (VA) loan: VA loans are for veteran and active-duty military members and eligible surviving spouses. have minimal financial hurdles, and oftentimes do not require a down payment. 
     
  • U.S. Department of Agriculture (USDA) loan: USDA loans are for borrowers in qualifying rural areas with moderate financial requirements, and borrowers don’t have to have a down payment to qualify. 

Down Payment Assistance 

There also are a variety of resources available to help with a down payment. In fact, there are over 2,000 homebuyer assistance programs in the U.S., many intended to help with down payments. Your lender can help identify programs for which you may qualify. If you’re ready to become a homeowner, lean on your trusted advisors to find resources that can help you make your dreams a reality.  

At Vutech | Ruff, Cutler Real Estate, our team is ready to help. We pride ourselves on our in-depth knowledge of the Ohio real estate market and financing options available for our clients. 

Finding your dream home is one thing. Your dream experience is another. Contact us and let’s have a conversation.